7 Tips for First-Time Home Buyers

You've been out looking at homes with your realtor all day. And as you walk through the door of the last house on your list, your mouth falls open. Finally, you've found The One, the perfect house. Stars begin to shimmer in your eyes. You love the layout, the paint colors, and the little powder room by the back door.

So you make an offer and move in within the month. It's not until things settle down that you discover the roof leaks and the foundation might need to be replaced...immediately. Suddenly, the stars dim as you face the prospect of several expensive repairs and unexpected home improvement costs. Not fun at all.

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