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Mortgage Refinance

During the first quarter of 2009, half of borrowers who refinanced loans lowered their annual mortgage interest rate by at least 20 percent.

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The median ration of new-to-old mortgage rate was 0.80, the lowest ration since the third quarter of 2003, according to Freddie Mac, and corresponds to a new interest rate that is about 1.25 percentage points below the old rate.


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